Rule

New rule removes medical bills from credit reports, could lead to 20,000 more mortgage approvals per year Loaner

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The Consumer Financial Protection Bureau (CFPB) has finalized a rule that will remove medical debt from consumer credit reports. In doing so, Americans’ credit scores are expected to increase by an average of about 20 points, increasing the number of home loan applicants who get approved for a home loan. The agency noted that “medical … Read more

The 4% Rule: Clearing Misconceptions with Bill Bengen Loaner

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I had the pleasure of speaking with Bill Bengen, creator of the “4% Rule” for retirement planning. Bill has been a reader of Financial samurai For many years I have always been polite in the comments section when I write about safe withdrawal rates. So, I thought it was time to have a conversation to … Read more