Have you ever stopped to think about what happens when you share your personal information online? In today’s world, it’s easy to hand over your name, email, phone number and other details without thinking twice. But sharing too much information can lead to major problems like identity theft, stolen credit card information, and fraud. These … Read more
Prostock Studio / Shutterstock.com Millennials are reshaping personal finance in surprising ways. They challenge traditional financial norms, driving trends such as digital finance and the creator economy. While making progress in areas like giving back, Millennials also face struggles. From financial discomfort to avoiding professional advice, here’s how to turn your finances around and what … Read more
Published on: June 14, 2024 Secured and unsecured loans are two broad categories of loans with one major difference: the need for collateral. For example, when purchasing your dream home, you might consider applying for a loan, but notice that the interest rates on home loans are significantly lower than on personal loans. Why then? … Read more
Published on: August 5, 2024 Personal loans generally have a repayment term of between 12 and 60 months, or even longer in some cases. However, it may happen that the borrower decides to repay the loan before the end of this period. Commonly called foreclosure, this process involves settling a loan before its due date. … Read more
Published on: August 19, 2024 Are you considering getting a personal loan? Before applying, you need to check if you meet the minimum CIBIL score requirement. CIBIL score helps in determining your eligibility, interest rate and other conditions for a personal loan. Generally, a higher CIBIL score increases your chances of getting approved and getting … Read more
Personal loans can be the most helpful financial solution for anyone who needs extra funds for a large purchase, family event, or unforeseen emergency. But let’s say you’re planning a wedding and find a great loan offer, only to find out later that your interest is higher than expected. So how can you make sure … Read more