What will happen to mortgage rates during Trump’s second term? Loaner

It’s no secret that almost everyone thinks mortgage rates will be higher under President Trump. But as has been announced this time, we have seen a very defensive bond market in the run-up to the election. Many argued that his election victory was already priced into the bond market. After all, the 10-year yield has … Read more

Fixed or reduced interest rate? Choose the best choice for your loan Loaner

As you explore available loan options, you’ll likely come across two common interest types: fixed interest rate and discounted interest rate. These terms may seem technical, but understanding the difference between them can help you choose a loan that truly fits your needs and financial situation. At first glance, the two types of interest may … Read more

Is this real estate market cycle just beginning? Loaner

I sometimes wonder, with so little equity extracted this cycle, if the real estate market is still in its infancy. At least as far as the next collapse is concerned. Of course, housing sales volume has fallen due to unaffordable conditions, driven by high house prices and significantly higher mortgage rates. But do we still … Read more