Chay_Tee / Shutterstock.com Finding an evening job can feel like navigating a maze. You’re struggling to balance your daytime commitments with the search for a part-time job that pays the bills and enriches your life. But what if you could find a flexible job that fit your evening schedule and you could do from home? … Read more
Fannie Mae and Freddie Mac announced new, expanded assessment waivers to reduce costs and help more first-time home buyers purchase property. Both companies already offer appraisal waivers on some of the loans they guarantee, but the loan-to-value (LTV) ratio is currently capped at 80%. This means you must bring a deposit of at least 20% … Read more
Published on: August 19, 2024 Are you considering getting a personal loan? Before applying, you need to check if you meet the minimum CIBIL score requirement. CIBIL score helps in determining your eligibility, interest rate and other conditions for a personal loan. Generally, a higher CIBIL score increases your chances of getting approved and getting … Read more
I often try to find glimmers of hope in bad situations. The latest issue facing potential buyers is the return to mortgage rates of 7%, down from around 6% just a month ago. While there is no clear negative correlation between mortgage rates and home prices, as one goes up and the other goes down, … Read more
Published on: September 13, 2024 Financial institutions offer several credit solutions to businesses and individuals facing fluctuating cash flow or urgent expenses. Two commonly available options are cash credit and overdraft. Although both facilities allow you to borrow beyond your immediate resources, they serve different purposes and operate on different terms. Whether you need to … Read more
Jacob Lund / Shutterstock.com Building a professional network takes time and practice. Honing your networking skills will help you build a network that will support your career for years to come. Networking is not only an essential strategy to help you land your next job or change careers, but it is also a great practice … Read more
I wanted to take a moment to talk about the types of sellers that exist in the real estate market. There are generally two types of sellers in the market: potential sellers and must sellers. The first group is made up of people who would sell their property, but only for the right price. They … Read more
Micro, small and medium enterprises (MSMEs) contribute to the Indian economy by generating employment, fostering innovation and supporting local industries. Since these businesses are small and growing, one of their biggest challenges is accessing affordable credit. MSME loans are designed to provide the much-needed financial support to help these businesses grow, invest in technology or … Read more
Figure Lending has unveiled a new piggyback loan at a time when housing affordability has rarely been worse. Call it a sign of the times, and perhaps a strange reminder of the real estate market of the early 2000s. But perhaps with some additional guarantees this time, such as taking out a loan! The new … Read more
De Viso / Shutterstock.com More low-income seniors, along with people with disabilities, are eligible for Supplemental Security Income (SSI) this fall. The federal government recently announced changes to SSI regulations that took effect on September 30. These changes are expected to result in more people qualifying for benefits, and in some cases greater benefits, while … Read more