I wanted to take a moment to talk about the types of sellers that exist in the real estate market. There are generally two types of sellers in the market: potential sellers and must sellers. The first group is made up of people who would sell their property, but only for the right price. They … Read more
Micro, small and medium enterprises (MSMEs) contribute to the Indian economy by generating employment, fostering innovation and supporting local industries. Since these businesses are small and growing, one of their biggest challenges is accessing affordable credit. MSME loans are designed to provide the much-needed financial support to help these businesses grow, invest in technology or … Read more
Figure Lending has unveiled a new piggyback loan at a time when housing affordability has rarely been worse. Call it a sign of the times, and perhaps a strange reminder of the real estate market of the early 2000s. But perhaps with some additional guarantees this time, such as taking out a loan! The new … Read more
De Viso / Shutterstock.com More low-income seniors, along with people with disabilities, are eligible for Supplemental Security Income (SSI) this fall. The federal government recently announced changes to SSI regulations that took effect on September 30. These changes are expected to result in more people qualifying for benefits, and in some cases greater benefits, while … Read more
It now seems pretty clear that what economic data emerges between now and next week won’t matter. Mortgage rates are not going to improve significantly this week or before the election. Too bad for those who have to block their prices and/or close this week. And last month for that matter. Lenders are essentially in … Read more
When it comes to growing your business, whether it’s launching a new project, expanding your operations, or managing your daily expenses, getting the right financing is essential. One of the most common ways to do this is through a business loan. However, the actual cost of borrowing depends not only on the loan amount, but … Read more
Cryptocurrency has become extremely popular and it doesn’t look like it’s going away any time soon. If you want to join the cryptocurrency bandwagon, Coinbase is the most trusted exchange to manage your cryptocurrencies. It’s perfect for beginners but also has features for advanced traders. In this article What is Coinbase? Coinbase is a cryptocurrency … Read more
Everyone knows that high mortgage rates have been a total drag lately, especially for potential buyers facing sky-high asking prices. But what if I told you that almost half of those who recently purchased a home still have an interest rate below 5%? This seems quite unlikely, given that the 30-year fixed rate returned above … Read more
Vizques / Shutterstock.com Getting a job offer can be exciting – and if that’s the only option on the table, it usually makes sense to accept it (at least for now). But what happens when you compare a new job to your current role, or even better, when you receive multiple offers from potential companies? … Read more
If you recall, Chase took over the struggling First Republic Bank in May 2023. Before the fall of the First Republic, they were the leading giant real estate lender in the United States. They were aimed at very wealthy homeowners and businessmen. And it was ironically their ultra-low rate mortgages that ultimately brought them down. … Read more