DD Images / Shutterstock.com Your 401(k) is one of the most reliable ways to save for retirement, offering tax advantages and the potential for long-term growth. However, even a well-designed plan can fail if you make common mistakes. These mistakes can quietly erode your retirement fund, whether it’s due to high fees, poor diversification, or … Read more
Melnikov Dmitry / Shutterstock.com Selling your home is one of the most important financial moves you will ever make. Do it right, and you’ll walk away with a pile of cash. However, if you make costly mistakes, you could be leaving a lot on the table. Selling a home requires a lot: setting the right … Read more
Shanks / Shutterstock.com Managing money can be difficult, and it’s easy to fall into financial holes without even realizing it. From overspending on credit cards to ignoring retirement savings, small mistakes can lead to big financial challenges over time. The good news is that with awareness and simple adjustments, you can avoid these common financial … Read more
It’s no secret that mortgage rates are no longer cheap. In the first quarter of 2022, you could still get a fixed 30-year maturity of around 3%. In one year, rates reached 8%, before dropping in 2024 to around 6% and then rising to 7% as the elections approach. It’s been a crazy adventure. Today, … Read more
Pathdoc/Shutterstock.com Transitioning into retirement is a big transition. It’s not easy to spend the bulk of your life earning and saving, and then switch to living off those savings. This new phase of life can last for decades, which is why it’s important to think about your future needs so you don’t run out of … Read more