Well, people, after 16 years of writing three free jobs hard a week, finally decided to set up a wall. Originally, starting in 2009, my goal was to provide free financial visions for 10 years to help people achieve financial independence sooner. success! I have always thought that if you are lucky enough to learn something of value, you should share it and help the largest possible people.
But as a father of two young children in San Francisco expensive, I need to improve my time better. I can’t continue to spend about 20 hours a week in writing for financial samurai without attention to compensation. After six years of the original obligation for 10 years, and the overall tuition fees are punished on the horizon on the horizon.
Meanwhile, future inflation expectations are at the highest level since 2022, partly due to the renewal of commercial wars. Everything – food, clothes, cars, and medical services – become more expensive. At the same time, the expected return for 10 years of shares is in one numbers largely low due to high assessments.
I have installed the numbers, and the free model is no longer sustainable because the ads on this site hardly cover the growing operating costs. I either need to impose fees on my content or reduce my writings significantly and get a job.
For those of you who enjoyed my work throughout these years, I apologize. But as a father, my priority now is to provide my family.
please Read to the end To cost the proposal, alternative solutions, and how you can support financial samurai if you appreciate my work.
While discussing this transition to more than a year, I realized something ridiculous. Mother and Subby publishers maintain my content for free, while the main media has placed Paywalls to the left and right. I can’t calculate the number of times I wanted to read an article, just to be banned unless you have connected more than $ 9.99 a month.
Ultimately, I mocked. I am now paying Apple News+ only to read the same free posts! However, I am here, giving up my content – based on direct experience and deep financial knowledge – for nothing.
My articles not only help build wealth, but also gave readers confidence in changing their lives for the better. I even take enough time to respond to the reader’s comments. However, somehow, I am the person who works for free while companies receive billions of dollars in access. This looks unbalanced.
Paywall = Protection from theft of artificial intelligence
Another reason for this transformation? Artificial intelligence was embodied in a marine content for years without appropriate chain of transmission. AI Chatbots renews my vision without being linked to the financial samurai, and Google gives priority to summaries created from artificial intelligence on original sources.
By placing my content behind the Paywall wall, AI Crawles will not be able to steal my work. I need to do what I can to protect my future and the future of my children from artificial intelligence.
Remember, Openai began k Non -profitable With the task of helping humanity. But after collecting billions and generating more revenues, it turned into a profit model. Employees remain silent about taste and switching, and they are afraid of losing their shares-and with them, the wealth of generations.
As a result, independent publishers are in a complete battle for survival. Fortunately, I have invested in private AI companies such as Openai through an open project box to take advantage of their growth. Otherwise, I will be more angry than artificial intelligence companies that benefit from writers and creators for free.
Invest in Amnesty International as a hedge
We can either complain about artificial intelligence or learn how to take advantage of its tools to become more productive. Since I know I cannot overcome artificial intelligence, I will continue to invest in artificial intelligence as a hedge.
If you are also anxious that Amnesty International takes jobs from your children in the future, consider hedging by investing in artificial intelligence itself. Investment capital product for donation collection Exposure to companies such as Openai, Anthropic, Anduril, Databrics, Canva and more.
If artificial intelligence makes most people out of time in 10 years, as Bill Gates expects, your investments can benefit. And if it turns out that Amnesty International excels, your children will remain at least have opportunities to secure good wages. Either way, you will be ready.
I have personally invested $ 153,000 in the donation project so far, with plans to get my exposure to $ 250,000 by the end of the year. The collection of donations has long been the shepherd for the financial Samurai where our investment philosophies are aligned. Thanks for helping me by keeping the lights!
The tuition will not pay itself
No parents should assume that their children will earn scholarships or scholarships. Instead, we must all prepare to pay full tuition fees or obtain loans in the most expensive private universities.
By 2040, it may cost four years at the best 50 private universities 750,000 dollars – $ 1,000,000. Can the medium -class family bear it? Perhaps not – unless they take huge debts or work longer than the scheme.
Yes, elite schools such as Harvard and the Massachusetts Institute of Technology provide generous financial help. But with acceptance rates less than 5 %, your son may not enter. Be realistic about your child’s financial prospects and resources. Assume the worst, a plan accordingly, and hope for the best.
Personally, I hope that my children will enjoy the practical application of joining the College of Community for a period of two years before moving to a public university. But given that the front crust will not fully develop until about 25 years, I cannot rely on it to make practical decisions.
Paywall Plan: How much will it cost?
Although I spend two to 4 hours writing and editing each post, I understand that people prefer free content. Ironically, these people themselves will not work for the freedom of themselves. Can anyone explain how their beliefs do not coincide with their behavior?
I know that most readers will leave as soon as the Paywall wall – this is a fact. The challenge is to set a low price enough to keep the largest possible number of readers while providing more value. The best of me? Subscribe between $ 1.99 to $ 4.99 per month. It will include access to Weekly newsletterWhich includes real -time visions about investment.
Let’s say that the financial samurai gets 500,000 readers per month, and 98 % refuse to pay. To leave 10,000 loyal readers. If they pay $ 3.99 on average per month, this is $ 39,900 in monthly revenue.
At this level, besides my negative income, I was finally able to breathe easier as a father. No more anxiety about college tuition fees, property tax payments, car maintenance, or food costs. Even for only $ 2 per month, this is still $ 20,000 per month – with an eye to maintain the operation of this site and pay for some basic living expenses.
Thank you for allowing me to help all these years!
I feel sad about the idea of not providing free content. After I came to America at the age of fourteen, I am very grateful to the opportunities I got. One of my greatest joys was helping people get their money on the right track by sharing real stories and practical solutions.
But all good things must end. As an independent publisher, I need to stand against the exploitation of artificial intelligence and do what is necessary to protect and provide my family.
Since our second child was born in December 2019, it was not financially easy for my wife and I kept parents at home. To keep FS for free to readers, I even took a part -time job in a startup, but this only lasted for four months because I could not withstand all meetings and directions.
At this stage, I have no choice but to try to win a living from my writing. Millions of people receive their salaries for their work – so why shouldn’t you?
The economy no longer looks great anymore, the stock market stumbles, and the recession may be completed soon. Adaptation is the key. So please enjoy this The last free month of financial samurai– The subscription list will be released soon!
Reader questions
Readers, what are some of your favorite articles on financial samurai? Which of them helped you more improve your money?
Are there any other personal financing sites that regularly publish in -depth articles from experienced writers for free that we must verify?
Why do those who demand free content refuse to work for free? Why are they not consistent with their beliefs and actions? Do I deserve to gain a living from my writing?
Liberation Day here!
victory! Thanks for allowing me to clarify my thoughts in this difficult dilemma. Obviously, times are difficult.
He said –Said April Fools Day! I originally planned to publish this on April 1, Tuesday, but since I just published on Monday, I wanted to get things out.
I have promised more than a decade to keep the financial samurai for free, and I intend to preserve this promise. For a child in the library browsing the network because you don’t have the Internet at home – I see you.
The challenges I face – AII disorders, research algorithms that wear independent sites, and raising a family in an expensive city – are all real. But they carry them, not anyone else.
Writing was not an easy way to earn money, but it is more stringent today. There is a reason such as “writer’s hunger” or “hunger artist”. But I love the craft, and the rewarding comments from readers like you make me continuous.
How to support financial samurai
If my work since 2009 has brought you the value – you will laugh, reduce your fears, give you courage to change your life, or help you build more wealth than you think – Millionaire Simple Milestones: Simple steps for seven numbers.
For a lot less than the exemplary annual subscription cost, you will get one of the best evidence to build wealth and achieve financial freedom. You can buy a copy on Amazon Or anywhere you want to buy books.
Thanks for your support! And if not, then I appreciate you anyway. Remember, if the trend is correct, you will get there sooner or later.
For your financial freedom,
Sam
The Financial Samurai is one of the leading pioneers in the independent personal finance field, which was established in 2009. It attracts about one million organic viewers per month, with every article based on a direct experience-because money is very important. You can also support my work by sharing my articles, and subscribe to my free weekly news message and podcast on Apple or Spotify. Learn more on my page about.