Pernell’s Journey / Shutterstock.com With 30 years of reselling, I’m the go-to guy when friends need a quick appraisal. And over the years I’ve noticed a recurring phenomenon: Old items that most people consider valuable usually aren’t, and the things they want to throw away are often hot collectibles. Here’s why: Many of us get … Read more
The 401(k) contribution limit for employees in 2025 increased to $23,500, up from $23,000 in 2024. The employer contribution limit also increased to $46,500, bringing the employee and employer 401(k) contribution limits to $70,000 for 2025. Don’t underestimate the power of employer 401(k) contributions, especially as you advance in your career. As you gain seniority, … Read more
In 2024, Robinhood Announced the launch of its first credit cardRobinhood Gold Card. With a rewarding flat rate across all spending categories and increased cash back on travel, we think this card is worth considering, especially if you’re already a Robinhood Gold member. The Gold Card is set to launch later this year, and you … Read more
It’s no secret that almost everyone thinks mortgage rates will be higher under President Trump. But as has been announced this time, we have seen a very defensive bond market in the run-up to the election. Many argued that his election victory was already priced into the bond market. After all, the 10-year yield has … Read more
As you explore available loan options, you’ll likely come across two common interest types: fixed interest rate and discounted interest rate. These terms may seem technical, but understanding the difference between them can help you choose a loan that truly fits your needs and financial situation. At first glance, the two types of interest may … Read more
I sometimes wonder, with so little equity extracted this cycle, if the real estate market is still in its infancy. At least as far as the next collapse is concerned. Of course, housing sales volume has fallen due to unaffordable conditions, driven by high house prices and significantly higher mortgage rates. But do we still … Read more
Personal loans are rapidly gaining traction in Pakistan’s financial landscape. As the country’s banking sector has evolved, the demand for customized financial solutions has grown, and personal loans are at the forefront of this shift. Unlike conventional loans that offer standard terms, personal loans are tailored to the specific needs of the individual, making them … Read more
In 2024, the Indian government will take significant steps to simplify access to education loans, including the launch of the Jan Samarth portal. This platform will be a game changer for students seeking financial assistance to achieve their academic dreams. As the cost of higher education continues to rise in India and abroad, education loans … Read more
Delinquent Multifamily Loans are Becoming a Problem for Banks: A few issues come up in the intricate world of banking and finance, and they need to be addressed with thoughtful answers. The growth in overdue multifamily loans is one such issue that the banking industry is now facing. With the rise in default rates, banks … Read more
Pros and Cons of Consolidating Student Loans: Consolidation stands out as a viable tactic in the field of student loan management to streamline repayment and maybe reduce interest costs. But combining student debts has benefits and downsides of its own, just like any other financial choice. We’ll examine the benefits and drawbacks of student debt … Read more