Earth Image / Shutterstock.com If you’re interested in improving your financial situation, seeking guidance from a qualified financial advisor can be a game-changer. Finding an advisor who aligns with your goals and values is key to a successful partnership. Here are four positive signs that you’ve found the right financial advisor, as well as one … Read more
Recently, many people have argued that we will not return to lower mortgage rates. That it is not possible to return to low mortgage rates. The thing is, when they say that, they always think of 3% mortgage rates, maybe 4%. In reality, mortgage rates could fall significantly from current levels while remaining much higher … Read more
PeopleImages.com – Yuri A / Shutterstock.com The income thresholds that trigger some potentially big taxes change in 2025. The IRS makes changes, known as cost-of-living adjustments, to account for inflation. These moves will mostly affect wealthy taxpayers, although some people in the middle class will likely benefit as well. Below are definitions of three main … Read more
401(k) accounts provide employees with many tax advantages, but when you need the money, there are tax consequences you must understand. The taxes you owe depend on several factors, including the type of account, your age, whether you are retired, and the reason for the withdrawal. In this article Tax basics on 401(k) accounts. You’ll … Read more
Media_Photos / Shutterstock.com Finding the right job is difficult for anyone, and can be even more difficult for a neurodivergent person. But an increasing number of companies are hiring people with intellectual disabilities because they see the benefits of hiring those who think differently. Neurodivergence describes the variety of ways people process information and think. … Read more
Hawk Eyes / Shutterstock.com Sorting through possessions accumulated over years can be stressful when you inherit a home or property. But before you rush to throw out or donate everything, take a moment to think: Some of these seemingly ordinary items could be worth a surprising amount of money. From vintage cookware to rare books, … Read more
If you’ve been home shopping since early 2022, when mortgage rates rose, you’ve probably encountered redemption. Buydown is used to reduce a buyer’s mortgage rate, either temporarily or permanently. This can make the mortgage payment cheaper for the first few years of the loan term, or for the entire 30 years. These buyouts serve as … Read more
You’ve saved $250,000 and want to know how to invest it wisely. Reaching this number is a huge accomplishment, so congratulations. It took a lot of discipline and hard work to earn this amount, and with continued hard work and discipline, you can grow your $250,000 even further. If you keep your money in a … Read more
Published on: June 12, 2024 Imagine you need to cover an unexpected expense, perhaps a car repair or medical bill. Should you use a personal loan or a credit card? Credit cards and personal loans offer a way to quickly access funds, but they are not one-size-fits-all solutions. Let’s take a look at the difference … Read more
Jacob Lund / Shutterstock.com The holiday season may be the most wonderful time of the year, but it’s also the busiest for many people. If you’re looking for a job during the holidays, you might think that this means the weeks between Thanksgiving and New Year’s Day are the perfect time to take a break … Read more