Personal loans can be the most helpful financial solution for anyone who needs extra funds for a large purchase, family event, or unforeseen emergency. But let’s say you’re planning a wedding and find a great loan offer, only to find out later that your interest is higher than expected. So how can you make sure … Read more
The National Association of Realtors (NAR) reported that the share of first-time home buyers has fallen to an all-time low of just 24%. This figure is down from 32% recorded a year earlier, based on transactions carried out between July 2023 and June 2024. At the same time, the typical age of a home buyer … Read more
If you’re tired of the complicated jargon used by most investment platforms, consider Moby Finance. The platform was created for investors of all types and provides useful information that anyone, from beginners to experts, can understand. In this article What is Mobi Finance? Moby Finance is an investment research platform that provides investment research in … Read more
Pernell’s Journey / Shutterstock.com With 30 years of reselling, I’m the go-to guy when friends need a quick appraisal. And over the years I’ve noticed a recurring phenomenon: Old items that most people consider valuable usually aren’t, and the things they want to throw away are often hot collectibles. Here’s why: Many of us get … Read more
The 401(k) contribution limit for employees in 2025 increased to $23,500, up from $23,000 in 2024. The employer contribution limit also increased to $46,500, bringing the employee and employer 401(k) contribution limits to $70,000 for 2025. Don’t underestimate the power of employer 401(k) contributions, especially as you advance in your career. As you gain seniority, … Read more
In 2024, Robinhood Announced the launch of its first credit cardRobinhood Gold Card. With a rewarding flat rate across all spending categories and increased cash back on travel, we think this card is worth considering, especially if you’re already a Robinhood Gold member. The Gold Card is set to launch later this year, and you … Read more
It’s no secret that almost everyone thinks mortgage rates will be higher under President Trump. But as has been announced this time, we have seen a very defensive bond market in the run-up to the election. Many argued that his election victory was already priced into the bond market. After all, the 10-year yield has … Read more
As you explore available loan options, you’ll likely come across two common interest types: fixed interest rate and discounted interest rate. These terms may seem technical, but understanding the difference between them can help you choose a loan that truly fits your needs and financial situation. At first glance, the two types of interest may … Read more
I sometimes wonder, with so little equity extracted this cycle, if the real estate market is still in its infancy. At least as far as the next collapse is concerned. Of course, housing sales volume has fallen due to unaffordable conditions, driven by high house prices and significantly higher mortgage rates. But do we still … Read more
Personal loans are rapidly gaining traction in Pakistan’s financial landscape. As the country’s banking sector has evolved, the demand for customized financial solutions has grown, and personal loans are at the forefront of this shift. Unlike conventional loans that offer standard terms, personal loans are tailored to the specific needs of the individual, making them … Read more