18 companies employ people with intellectual disabilities Loaner

Media_Photos / Shutterstock.com Finding the right job is difficult for anyone, and can be even more difficult for a neurodivergent person. But an increasing number of companies are hiring people with intellectual disabilities because they see the benefits of hiring those who think differently. Neurodivergence describes the variety of ways people process information and think. … Read more

7 surprising heirloom items that could be worth a fortune Loaner

Hawk Eyes / Shutterstock.com Sorting through possessions accumulated over years can be stressful when you inherit a home or property. But before you rush to throw out or donate everything, take a moment to think: Some of these seemingly ordinary items could be worth a surprising amount of money. From vintage cookware to rare books, … Read more

Do homebuilders have to offer mortgage rate buydowns for the calculations to work? Loaner

If you’ve been home shopping since early 2022, when mortgage rates rose, you’ve probably encountered redemption. Buydown is used to reduce a buyer’s mortgage rate, either temporarily or permanently. This can make the mortgage payment cheaper for the first few years of the loan term, or for the entire 30 years. These buyouts serve as … Read more

What suits you best? Loaner

Published on: June 12, 2024 Imagine you need to cover an unexpected expense, perhaps a car repair or medical bill. Should you use a personal loan or a credit card? Credit cards and personal loans offer a way to quickly access funds, but they are not one-size-fits-all solutions. Let’s take a look at the difference … Read more

Why Vacations Are Great for Your Job Search (And Tips for Success) Loaner

Jacob Lund / Shutterstock.com The holiday season may be the most wonderful time of the year, but it’s also the busiest for many people. If you’re looking for a job during the holidays, you might think that this means the weeks between Thanksgiving and New Year’s Day are the perfect time to take a break … Read more

Secured and Unsecured Personal Loans: Know the Differences Loaner

Published on: June 14, 2024 Secured and unsecured loans are two broad categories of loans with one major difference: the need for collateral. For example, when purchasing your dream home, you might consider applying for a loan, but notice that the interest rates on home loans are significantly lower than on personal loans. Why then? … Read more

Can mortgage rates improve significantly before Trump’s inauguration? Loaner

Although mortgage rates have already seen some improvement since the election dust settled, they remain quite high. At last glance, the 30-year fixed rate was hovering around 6.875%, down about 0.25% from its recent highs. It’s been a good few days, but rates are still at least 0.75% higher than they were in mid-September. Why … Read more

Interest Rate – Types and Factors Affecting It (Complete Guide) Loaner

Have you ever wondered why you pay interest on a loan or earn interest on your savings? It all depends on interest rates. Interest rates affect everything from mortgage and auto loans to the financial activities of businesses and governments. When you borrow money, you pay a fee to use it for a certain period … Read more