Take active income to meet needs, and use passive income to meet needs Loaner

When you reach financial independence or retirement, you may eventually feel empty. After years of hard work, aggressive saving, and smart investing, you may feel frustrated that your toughest financial challenges are behind you. Based on reader feedback since 2009 and my own experience after leaving work in 2012, I’ve realized that having a purpose … Read more

One of the main reasons why the housing market is much better than before Loaner

With house prices out of reach for many and affordability at its worst in decades, many people are talking about a new housing crash. However, just because purchasing conditions are not affordable does not mean we will see a cascading drop in property prices. Instead, we might just see years of stagnant growth or real … Read more

5 surprising ways Trump’s trade agenda could affect what you pay at checkout Loaner

Lev Radin / Shutterstock.com A future Trump presidency could lead to a renewed focus on trade policies aimed at protecting American industries. While these policies have the potential to maintain affordability in online shopping, they also come with challenges, such as higher production costs or limited product availability, as companies navigate changes in tariffs and … Read more

10 Companies Now Hiring for Fun Hybrid and Remote Jobs Loaner

anon_tae / Shutterstock.com Bringing positivity and happiness into our lives can be difficult sometimes. It takes intention and dedication to overcome many of the difficult things life throws our way. But your job doesn’t have to be one of those harder things. Many jobs contain some element of positivity and happiness – or just seem … Read more

7 secrets to boost your savings Loaner

Lucky Photographer / Shutterstock.com Wall Street isn’t the only place to grow your money. While the stock market dominates financial discussions, there are plenty of lesser-known strategies for building wealth that don’t rely on insider knowledge. By exploring these seven secrets, you can outsmart Wall Street and take control of your financial future. 1. Maximize … Read more

10 Unexpected Tricks to Maximize Your 401(K) Savings. Loaner

Andrey_Popov / Shutterstock.com Americans are contributing more to their retirement than ever before, and they still don’t feel financially secure enough to stop working. A 2024 study by Fidelity Investments found that “the average 401(k) savings rate reached a record high of 14.2%.” However, only half of Baby Boomer respondents who are still working feel … Read more

Bracing for impact: 5 potential catalysts for a 2025 stock market crash Loaner

Chase Dannimols / Shutterstock.com While the stock market saw impressive growth in 2024, 2025 could pose new challenges that could lead to a sharp decline. There are many looming risk factors that could change the course of the market. Here are five potential catalysts investors should know about as we head into the new year…

Get ready: 5 ways Trump’s tax policy could change your financial future Loaner

Joseph Sum / Shutterstock.com As discussions rage over an extension of the 2017 tax cuts and the potential implementation of new tax policies, many Americans are wondering how these changes will impact their finances. Whether you’re planning a big purchase or simply trying to control your expenses, here are five ways Trump’s tax plans could … Read more