Since I started saving for retirement in 1999, I’ve been a proponent of tax-deferred retirement vehicles like the 401(k) and a skeptic of now-taxable vehicles like the Roth IRA. Working in banking, I was already paying taxes and had no desire to pay more. Honestly, I wasn’t familiar with a Roth IRA or a jumbo … Read more
AshTproductions/Shutterstock.com Getting a college degree is expensive. Millions of Americans continue to struggle to pay off tens of thousands of dollars in student loan debt. To make matters worse, many workers later end up regretting the major they chose during college. Recently, the US Federal Reserve conducted a survey of 11,000 American adults in its … Read more
Lightfield Studios / Shutterstock.com Advertising Disclosure: When you buy something by clicking on the links in this article, we may earn a small commission, but it never influences the products or services we recommend. The Black Friday season is in full swing, and continues to evolve every year. For example, many people shop online on … Read more
Love Love / Shutterstock.com Recession risks are back in the spotlight. Recently, Peter Berezin, chief global strategist at BCA Research, told MarketWatch that he raises the odds of an economic contraction in the United States to 75%, citing proposed tax cuts, tariffs, and spending cuts under the Trump administration. He said that while some sectors … Read more
GypsyPictureShow / Shutterstock.com With 30 years of reselling, I’m the go-to person when friends need a quick appraisal. And over the years I’ve noticed a recurring phenomenon: Old items that most people consider valuable usually aren’t, and the things they want to throw away are often hot collectibles. Here’s why: Many of us get our … Read more
Jonah Elkowitz / Shutterstock.com Love him or hate him, but you definitely know about him. Donald Trump has dominated the headlines for many years now. You know his policies, but have you ever thought about where he puts his long-term savings? While few know exactly where and how The Donald likes to invest, here are … Read more
Have a nice day Photo / Shutterstock.com You don’t always need a bachelor’s degree to find a great and flexible career, either. An increasing number of companies are accepting skills and experience in lieu of a traditional degree for a variety of jobs across many occupational categories. To help job seekers without a bachelor’s degree … Read more
Want to know how to get free Subway gift cards? Free gift cards can be a great way to enjoy your favorite sandwiches without spending money. These cards let you get delicious sandwiches at no cost to you, so it’s like getting free food! There are many ways to get your hands on it… Do … Read more
Shutterstock/Shutterstock.com Advertising Disclosure: When you buy something by clicking on the links in this article, we may earn a small commission, but it never influences the products or services we recommend. Many consumers have the best intentions when it comes to using coupons, but only a small percentage actually use them. Maybe you don’t need … Read more
Standart / Shutterstock.com Advertising Disclosure: When you buy something by clicking on the links in this article, we may earn a small commission, but it never influences the products or services we recommend. Reaching the top is hard, but staying there can be even harder. However, the wealthy seem to do it easily. This is … Read more