Loaner Published on: August 19, 2024 Are you considering getting a personal loan? Before applying, you need to check if you meet the minimum CIBIL score requirement. CIBIL score helps in determining your eligibility, interest rate and other conditions for a personal loan. Generally, a higher CIBIL score increases your chances of getting approved and getting … Read more
I often try to find glimmers of hope in bad situations. The latest issue facing potential buyers is the return to mortgage rates of 7%, down from around 6% just a month ago. While there is no clear negative correlation between mortgage rates and home prices, as one goes up and the other goes down, … Read more
Published on: September 13, 2024 Financial institutions offer several credit solutions to businesses and individuals facing fluctuating cash flow or urgent expenses. Two commonly available options are cash credit and overdraft. Although both facilities allow you to borrow beyond your immediate resources, they serve different purposes and operate on different terms. Whether you need to … Read more
Jacob Lund / Shutterstock.com Building a professional network takes time and practice. Honing your networking skills will help you build a network that will support your career for years to come. Networking is not only an essential strategy to help you land your next job or change careers, but it is also a great practice … Read more
I wanted to take a moment to talk about the types of sellers that exist in the real estate market. There are generally two types of sellers in the market: potential sellers and must sellers. The first group is made up of people who would sell their property, but only for the right price. They … Read more
Micro, small and medium enterprises (MSMEs) contribute to the Indian economy by generating employment, fostering innovation and supporting local industries. Since these businesses are small and growing, one of their biggest challenges is accessing affordable credit. MSME loans are designed to provide the much-needed financial support to help these businesses grow, invest in technology or … Read more
Figure Lending has unveiled a new piggyback loan at a time when housing affordability has rarely been worse. Call it a sign of the times, and perhaps a strange reminder of the real estate market of the early 2000s. But perhaps with some additional guarantees this time, such as taking out a loan! The new … Read more
De Viso / Shutterstock.com More low-income seniors, along with people with disabilities, are eligible for Supplemental Security Income (SSI) this fall. The federal government recently announced changes to SSI regulations that took effect on September 30. These changes are expected to result in more people qualifying for benefits, and in some cases greater benefits, while … Read more
It now seems pretty clear that what economic data emerges between now and next week won’t matter. Mortgage rates are not going to improve significantly this week or before the election. Too bad for those who have to block their prices and/or close this week. And last month for that matter. Lenders are essentially in … Read more
When it comes to growing your business, whether it’s launching a new project, expanding your operations, or managing your daily expenses, getting the right financing is essential. One of the most common ways to do this is through a business loan. However, the actual cost of borrowing depends not only on the loan amount, but … Read more