9 Passive Income Ideas for Stay-At-Home Parents Loaner

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Earning money from home as a stay-at-home parent can be difficult. You want to earn extra money, but you also need to take care of your children. This is where passive income comes in handy. It allows you to earn money without having to work all the time.

So what is passive income?

Passive income is money you earn with little consistent effort. You set things up, and then you continue to make money over time (there may be some work to keep up, but you are able to make money without constant work). It is as if you are planting a tree that bears fruit year after year.

Passive income streams can give you more freedom and flexibility as a stay-at-home mom or dad, which I’m sure is always needed! I’m a parent and personally I’m always looking for more ways to earn passive income.

Best Passive Income Ideas for Stay-at-Home Parents

Here are the best passive income ideas for stay-at-home parents.

1. High-yield savings accounts

One of the easiest passive income ideas for stay-at-home parents is to open a high-yield savings account.

These accounts have higher interest rates than regular savings accounts. This means that your money grows faster without any extra work from you.

Many people keep their money in low-interest accounts, which is like leaving free money on the table. By switching to a high-yield account, you can earn more without changing your habits.

It is very easy to open one of these accounts. Most of them can be set up online in just a few minutes. You don’t need a lot of money to get started either. Even small amounts can add up over time with better interest rates.

Some high-yield accounts offer interest rates of 4% or more. This is much better than the small 0.05% offered by many regular banks.

Let’s break it down with a real example:

Imagine you have $10,000 saved in a high-yield savings account at an interest rate of 4% per year. Over the course of one year, you would receive $10,000 in interest on $400.

Now, compare that to a regular bank that has an interest rate of 0.05%. With the same $10,000, you would only earn $5 over the entire year.

Only $5!

As you can see, a high-yield account can make a big difference, allowing your money to grow much faster compared to a traditional savings account.

I personally use Marcus from Goldman Sachs For my high-yield savings account. You can get 3.90% (at the time of this writing).

2. Start a blog

For me, I make a full-time income from my blog, and I think it’s a great way for parents to make money from home.

A blogger writes a blog post, such as what you are reading now. You can start a blog about almost anything, like finances (which is what my blog is about), recipes, family life, health, pets, sports, travel, and more.

I started my blog about 10 years ago and have now made over $5,000,000 from it – most of it semi-passive income. I enjoy my days with my little girl and work while she’s asleep or at preschool part-time – and that’s it!

Starting a blog can be a great way to make money from home semi-passively. No, it’s not completely passive, but there are ways to make money from your blog while you’re sleeping or on vacation so you can have more freedom in your day.

My favorite method is affiliate marketing, where you promote products you like (such as a book on Amazon) in a blog post and make money from that.

I have a free course on how to start a blog where I show you how to start a blog, from the technical side to generating your first income and attracting followers.

3. Selling publications

Printables are digital files that customers download and print themselves. You can create things like charts, gift cards, coloring pages, or wall art.

The best part? You can only make each design once. Then, you can sell it again and again without extra work. No packing or shipping needed!

You don’t have to be an artist to get started. Many successful sellers have learned as they go. Free tools like Canva make designing easier, and with practice, you can improve quickly.

You can learn more at How to Make Money Selling Printed Materials on Etsy.

4. Customized printing

Print on demand is a way to make money from home. You can design products like t-shirts, mugs, handbags, and phone cases without holding any inventory.

Here’s how it works: You create designs and upload them to a print-on-demand website. When someone buys your product, the company prints your design and ships it to the customer.

You don’t have to do any of the hard work! No stocking up on produce, no packing boxes, and no trips to the post office. It’s a great option if you don’t want to deal with shipping.

With some effort, you can earn $500-$1,500 per month from print on demand. It’s a fun way to get creative and earn extra money without leaving your home!

You can learn more at How I Make $1,500 a Month with My Print on Demand Business.

5. Sell stock photos

Selling stock photos can be a fun way to make extra money from home. You can take photos of everyday objects such as families, pets, or nature scenes. You then upload these images to websites that sell them such as Shutterstock, Deposit Photos, Getty Images, or Adobe Stock.

Many people need stock photos. Bloggers use it in articles. Companies put them on their websites. Even small businesses need images for their social media posts.

I buy stock photos all the time because they make blog posts more engaging and fun to read (you’ll actually see several stock photos in this post).

6. Real estate rental

Renting properties can be a great way to make money while you are at home. You can buy a property and rent it out to tenants. They pay you rent every month, so this can give you a steady passive income.

Over time, the value of the property may also rise. This means you can sell it for more than you paid later.

But owning rental properties isn’t always easy. You need to find good tenants and keep the place in good condition. Sometimes things break and you have to fix them.

If you want less work, you can hire a property manager. They will handle most of the daily tasks for you. This makes it more passive, but you will make less money overall because you will have to pay the property manager.

Recommended reading: 23 Best Real Estate Projects to Earn Extra Money

7. Dividends

Dividends are money that companies pay to their shareholders. When you own shares in a company that pays a dividend, you get a share of its profits.

Not all companies pay dividends. Older, more established companies are more likely to do so. Some examples are Johnson & Johnson, Coca-Cola, and McDonald’s.

You can receive cash dividends or more shares of stock. Many companies pay them four times a year, and the amount you get depends on how many shares you own.

Dividend stocks can be a good way to make extra money without doing a lot of work. It is passive income that can grow over time. The more shares you buy, the more profits you can earn.

Here’s how dividends work: If you own 10 shares of XYZ Company and it pays you $5 per share in dividends each year, you’ll earn $50 total for the year. Most companies pay a dividend four times a year, so in this case, the $5 would be split into four payments of $1.25 each quarter.

Remember that dividend payments are not guaranteed. Companies can change or disable it if they need to. But many try to keep paying dividends to keep shareholders happy.

Recommended reading: What are dividends and how do they work? Beginner’s guide

8. Write an e-book

Writing an eBook can be a good way to earn passive income as a stay-at-home parent. You can share your knowledge about a topic you’re passionate about and earn money while doing so.

There are many topics you can write an eBook about, such as romance, a hobby you love, travel, how-to guides, parenting tips, and more.

Writing an eBook takes time and effort. But once you’re done, you can continue making money from it for years to come. It’s a great way to turn your knowledge into cash while staying at home with your kids.

9. Create an online course

Over the years, I have made over $2,000,000 selling personally created courses.

Creating an online course can be a great way to make money from home. You can share what you know about any topic you are good at. It could be cooking, crafting, personal finance, travel, parenting, and more.

Creating a course requires work up front. You’ll need to plan your lessons, create videos or write content, and set up a way for people to buy. But once you’re done, you can sell it again and again without putting in much extra effort.

Frequently asked questions

Here are answers to frequently asked questions about the best passive income ideas for stay-at-home parents.

How can I earn passive income as a stay-at-home parent?

There are many ways to make passive income as a stay-at-home parent, such as putting your money in a high-yield savings account, investing in dividend-paying stocks, selling digital products like print materials or e-books, and getting into rental real estate properties.

How can I earn $1000 a month in passive income?

To generate a passive income of $1,000 per month, you may need to combine several methods. Some ways include selling stock photos, writing an e-book, saving money in a high-yield savings account, and renting property.

What are the best real ways to make money from home for free?

I think some of the best ways to make money from home for free include selling printables on Etsy, selling stock photos, sharing affiliate links, and writing an eBook.

Best Passive Income Ideas for Stay-At-Home Parents – Summary

I hope you enjoyed my article on the best passive income ideas for stay-at-home parents.

Passive income is a great way for stay-at-home parents to earn money without sacrificing time with their children. By researching ideas like blogging, selling print materials, or investing in dividend stocks, parents can create flexible income streams that fit their busy schedules.

I’ve been earning passive income for years, and it’s been a lifesaver! I advise you to try it too.

What do you think are the best passive income ideas for stay-at-home parents?

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